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Clemantine is 30 years old, married and has four children who range in age from two to seven. Three of her children are currently enrolled in school. Her husband makes a living selling soft-drinks and fish, and Clemantine contributes to the family's income by selling spare parts for bicycles. She has been in this business for eight years and has applied for this loan to buy more inventory to sell to her customers. With the additional income made possible by this loan, she hopes to take advantage of a sharp increase in bicycle usage in her area and a fast-growing demand for spare parts to keep them going.

Additional Information

About Urwego Opportunity Bank of Rwanda (UOB)

Urwego Opportunity Bank (UOB) helps underserved Rwandans by providing its clients with the necessary credit and savings capabilities required for eonomic transformation. It offers credit products, including group and individual loans, as well as training in business development, financial literacy and health management. UOB loan products leverage social collateral since most group members have little to no collateral.

About Rwanda

  • $1,700
    Average annual income
  • 12
    View loans »
    Rwanda Loans Fundraising
  • $15,423,225
    Funds lent in using Kiva
  • 578.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Clemantine to buy more bicycle spare parts to sell to her customers.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Sep 2, 2010
Oct 25, 2010
Currency Exchange Loss:
Jan 15, 2011