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Gulnara's Group
In this Group: Gulnara , Batma , Samat , Ainura
Gulnara A. is the leader of the group. She is 46, and married. Her husband makes money by doing construction works. The family has 6 children; the eldest son and the daughter work in Russia, another daughter is married, the second son makes his living by working as a builder, and the youngest daughter is a schoolgirl. The family enlarges their budget by farming. The loan purpose is in purchasing 1 ton of potatoes and 500 kg of carrots. In the future Gulnara is planning to develop the business, and to redeem the rented land.

Batma S., 48, is married. She has 5 children. The family raises money by selling potatoes. Batma’s spouse earns additionally by working as a builder. The loan purpose is to increase goods circulation in order to improve business profitability.

Samat A., 22, is married. With his parents, he is engaged in cattle breeding. With money received from the loan he wants to purchase farm animals for breeding.

Ainura A., 27, is married. Her husband currently works in Russia. She has a son. Ainura breeds livestock to make money. The loan purpose is to purchase 4 sheep for breeding.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 56
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,291,700
    Funds lent in using Kiva
  • 46.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulnara's Group's $1,400 loan helped a member to purchase carrots and potatoes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 22, 2010
Oct 25, 2010
Currency Exchange Loss:
May 15, 2011