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Janet
Janet B. is from the village of Sto. NiƱo, Manolo Fortich, Bukidnon. She is 29 years old. Janet is married and has 2 school-aged children. To make a living, Janet owns & operates a sari-sari (variety) retail shop, selling daily use products such as shampoo, soap , toothpaste, canned goods and junk foods in the local community. Janet has been engaged in her business for over 5 years and earns approximately 10000 PHP a month for these activities.

In 2010, Janet joined HSPFI to gain access to financial services to help improve her living situation and her ability to engage in business activities. Janet has successfully repaid a previous loan of 5000 PHP from HSPFI. This previous loan was used to purchase additional products to sell. Janet is requesting a new loan of 8000 PHP which will be used to purchase additional inventory & working capital. This will be the 3rd loan taken out by Janet from HSPFI. She plans to use the additional revenue generated from the business to improve and expand her business.

About HSPFI:

HSPFI is one of accredited partners of Opportunity International in the Philippines. It is based in Cagayan de Oro City and is reaching out to the poor households of Northern Mindanao.

*Note: To maximize efficiency and reduce costs, this loan was posted using a template to automate the translation by Kiva. Given that manual translation of entrepreneur profiles is costly, we created this template for our field staff to allow them to continue to post loans in English while providing quality and accurate information to Kiva lenders.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $7,000
    Average annual income
  • 1429
    View loans »
    Philippines Loans Fundraising
  • $59,280,625
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Janet to purchase additional inventory & working capital.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 22, 2010
Listed
Oct 25, 2010
Currency Exchange Loss:
Covered
Ended:
Apr 15, 2011