In 2004, Dionisia joined ASHI (Ahon SA Hirap, Inc.), a microfinance institution and Kiva partner in the Philippines. As a member of ASHI for almost six years, she has shown very good performance in terms of her attendance at center meetings, weekly repayments and business. She is therefore qualified to obtain larger loans. Dionisia runs a sari-sari store. Sari-sari stores basically sell small quantities of various foodstuffs, grocery items and beverages. “Sari” is a native word for variety. This is a small store that is either attached to the owner’s house or in a small native cottage not far from the owner’s house. Such stores are convenient for people in the village who live far from a marketplace. Dionisia wants to continue her business. It gives her family good income to support the education needs of her five children. She is requesting a loan of 40,000 PHP to use for additional capital to improve her business and her income. Dionisia dreams of growing her variety store into a mini-grocery store and expanding to another village. Her five children are her inspiration to pursue her business. She now feels very happy about the service of ASHI and Kiva. It gives her a big opportunity to pursue her family's dreams. She hopes that they continue the service for a long time and help many families who want to get ahead.
Ahon Sa Hirap, Inc. has the distinction of being the oldest existing replication of Grameen methodology for delivering credit to the poor in the Philippines. With more than a third of the nation’s 90 million Filipinos living below the poverty line, ASHI was established with the vision of helping to alleviate poverty in the Philippines. Translated from Tagalog, Ahon Sa Hirap means “to rise above poverty.”
Empowering women dedicated to supporting their families through hard work and dedication, ASHI lends 100% to women and specifically the bottom 50%, so the “poorest of the poor.” In addition to general business loans, ASHI also offers educational loans, house repair loans, savings funds, and social development programs for its members. ASHI is committed to translating its social mission into practice.