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Nerys Noedita
Mejía is located a few kilometers outside of the city of Portoviejo, a city where most of the residents engage in farming activities such as growing and selling coconuts. The members of the Mejía Communal Bank meet every fifteen days.


Sra. Nerys is 42 years old and currently single, but she has been in a long-term relationship that resulted in five children, four of whom are adults while her youngest daughter is still underage. All of her children are either university or high school students.


Nerys is a homemaker who manages her own business in order to cope with the household expenses and the cost of her children’s education. She sells household goods such as blenders, irons, fans, beds, vacuum cleaners, and other products from her store called “Gran Cadena” (Great Chain). Her sales are generated by catalog. As soon as she reaches the appropriate quota, she sends her orders to the company and then receives the merchandise so that she can deliver them to her customers. Nerys extends credit and then collects payments on either a weekly or biweekly schedule. She works three or four days per week during the morning hours.


This loan will be used to pay for this month’s orders. Nerys has been a member of her Communal Bank for five loan cycles. She serves as the group secretary and has performed very well in this position. Nerys also enjoys the benefits she receives from her Communal Bank.

View original language description ↓
Mejía está localizada a unos pocos kilómetros de la ciudad de Portoviejo, su gente se dedica en gran parte a la agricultura y al cultivo y venta de cocos, se reúnen cada quince días el Banco Comunal Mejía.

Aquí encontramos a la señora Nerys, tiene 42 años, actualmente esta soltera pero hace mucho tuvo una relación de la cual tuvo 5 hijos, de los cuales 4 ya son mayores de edad y una niña menor de edad, todos estudian en universidad y colegio.

Es una ama de casa que para poder sobrellevar los gastos de su casa y los estudios de sus hijos tuvo que dedicarse al comercio, vende artículos para el hogar (licuadoras, planchas, ventiladores, camas, aspiradoras entre otros artículos) de una empresa que se llama la Gran Cadena. Su forma de venta es atreves de un catalogo de sus productos, una vez que complete el cupo adecuado envía estos pedidos a la empresa y recibe los pedidos que luego entrega a sus clientes, deja a crédito y cobra semanal o quincenalmente. Trabaja tres o cuatro días a la semana en las mañanas.

Este crédito es para pagar los pedidos de este mes. Es socia del Banco Comunal hace cinco ciclos, es la secretaria tarea que cumple muy bien y le gusta el Banco por los beneficios que recibe.

Su sueño es tener su propio almacén.

About Ecuador

  • $10,200
    Average annual income
  • 15
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $550 helped Nerys Noedita pay for the merchandise that her customers have ordered this month.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 11, 2010
Listed
Nov 1, 2010
Currency Exchange Loss:
N/A
Ended:
Mar 15, 2011