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Norma Deysi
Norma is 55 years old and has a little store in the front part of her house. She lives in Las Orquídeas de Guayaquil (an urban zone called "The Orchids" because when it was first settled, there were many orchid flowers in the area).

Her interest in having a store arose because she wanted to cover the expenses of her son. Little by little, she expanded the stock of her store until it became well-known among the people in the area where she lives. Currently, she works from 7:00 a.m. until 10:00 p.m. every day. She sells rice, oil, meats, soft drinks, etc.

With the loan, she would like to buy rice, sugar and soft drinks so that she can expand her store. In the future, she would like to see her store grow so she can have more income and ensure a living for her family.
View original language description ↓
Norma de 55 años, tiene una pequeña tienda en la parte delantera de su casa. Vive en Orquídeas de Guayaquil (zona urbana, llamada las orquídeas porque en su descubrimiento habían muchas flores orquídeas).

El interés de ella tener una tienda fue para poder solventar los gastos de su hijo, poco a poco fue surtiendo su tienda hasta que fue conocida por la gente del sector donde vivía, en la actualidad trabaja desde las 07h00am hasta las 22h00pm todo los días. Vende arroz, aceite, carnes, bebidas etc.

Con el préstamo quiere comprar arroz, azúcar y bebidas para poder aumentar su tienda. En el futuro quiere que su negocio se incremente para tener mas ingresos y asegurar la vida de su familia.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 90
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Norma Deysi buying rice, sugar and soft drinks.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 25, 2010
Currency Exchange Loss:
Nov 15, 2011