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C5285 Indatwa Group
In this Group: Julienne , Therese , Janviere, Ingabire , Emile
Julienne is 32 years old and married with one child, who is 3 years old. Julienne is the only one who works in her family. That's the reason she has to work hard, so that she can provide whatever her family needs. She owns a small business selling various styles of clothes. She has 2 years of experience in this business. The hours of her daily activities are from 8 am to 5 pm every day except on Saturday. In addition, Julienne is the leader of a group of five people with different businesses.

Julienne and her group are requesting a Kiva loan via Vision Finance Company to expand their businesses by purchasing more products needed by their customers. With this loan, the group members will be able to earn enough profit to allow them to save money for their future.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $13,837,625
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD