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Fausto Fernando
Fausto Fernando P. G., 30, is single and lives with his parents in Chillanes canton, Bolívar province.

He is a member of the “EL Placer de Ser Amigos” (The Pleasure of Being Friends) communal bank located twenty minutes from San José del Tambo parish. It has 15 members who for the most part are cocoa bean farmers or small business owners.

Fausto is a farmer. He has cocoa bean, soybean and rice crops. He buys his products in Mata de Cacao and sells them in Matilde Esther every two weeks.

He is asking for funds to buy supplies for his cocoa bean crops. Support from the loan will help him keep growing cocoa beans. His dream is to continue working and making progress with his family.

He enjoys playing Volleyball.
View original language description ↓
Fausto Fernando P. G. tiene 30 anos. Es soltero y vive con sus papas en el cantón de Chillanes en la Provincia Bolívar.

Fausto es socio de la ventanilla rural El Placer de Ser Amigos, que está ubicada a 20 minutos de la parroquia San Jose del Tambo. Son 15 socios en total, que en la mayoridad se dedican al cultivo de cacao o tienen sus propios pequeños negocios.

Fausto se dedica a la agricultura. Tiene cultivos de cacao, soya, y arroz. Hace las compras de sus productos en Mata de Cacao y las ventas en Matilde Esther cada 15 días. Solicita el crédito para comprar los insumos para el mantenimiento de cacao. Con el apoyo del préstamo podría seguir cultivando el cacao. Su sueno es seguir trabajando y seguir adelante con la familia.

Le gusta practicar el deporte de Bolly Bol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 75
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Fausto Fernando for crop care.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Sep 21, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 15, 2011