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Kerlyn Roberta
Kerlyn Roberta T. G. is 20 years old. She is single and lives with her parents in El cantón de Chillanes in the Bolívar Province.

Kerlyn is a member of the communal bank “El Placer de Ser Amigos”, which is located 20 minutes from the San José del Tambo parish. There are 15 members, the majority of which work farming cocoa or have their own small businesses

Kerlyn is a farmer. She sows cocoa and corn. She buys her products every 15 days in Mata de Cacao. She is applying for the loan to invest in supplies and fertilizer to care for the cocoa. With the help of the loan she will be able to grow her own cocoa crops. Her dream is to make it as an agricultural worker. She also hopes to finish her university studies.

She likes to listen to music, watch television and read.
View original language description ↓
Kerlyn Roberta T. G. tiene 20 anos. Es soltera y vive con sus padres en el cantón de Chillanes en la Provincia Bolívar.

Kerlyn es socia de la ventanilla rural El Placer de Ser Amigos, que está ubicada a 20 minutos de la parroquia San Jose del Tambo. Son 15 socios en total, que en la mayoridad se dedican al cultivo de cacao o tienen sus propios pequeños negocios.

Kerlyn es agricultura. Tiene siembras de cacao y maíz. Realiza las compras de sus productos en Mata de Cacao cada 15 días. Solicita el crédito para invertir en los insumos y abonos para el mantenimiento de cacao. Con el apoyo del préstamo podrá cultivar sus propios cultivos de cacao. Su sueno es seguir adelante con su trabajo agrícola. También espera terminar sus estudios universitarios.

Le gusta escuchar música, ver televisión, y leer.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $23,931,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Kerlyn Roberta invest in supplies and fertilizer to care for the cocoa.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 21, 2010
Listed
Oct 25, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011