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Svay S., 28, is married and lives with her husband and one young child in Phnom Penh. She and her husband grow and sell morning glory (water spinach). They usually earn a combined income of $16 US each day. This couple has been in this business since 2000. Svay S. is asking for a loan of $1000 US to purchase fertilizer and seed and to rent more land to grow morning glory. She hopes it will bring her family more income. Svay S.'s husband is in the photo.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 56
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Svay to purchase fertilizer and seed and rent more land to grow morning glory.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 4, 2010
Oct 24, 2010
Currency Exchange Loss:
Jul 15, 2011