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Hellen has been practicing mixed farming for 20 years in Nyamira, western Kenya. Her farm produces maize, tea and sorghum which she sells to the local market. A full-time farmer dependent on the income from her farm to meet the needs of her family, her biggest challenge has been poor weather conditions which have affected her production.

Hellen has requested this loan through Juhudi Kilimo of 25,000KES to purchase and insure a dairy cow. The proceeds from this loan will help her improve the living standards of her family. In the future, she would like to buy more land that will enable her expand her farming.

Hellen is 60 years old. She is married with six children who are between the ages of 16 and 36. Her youngest child is currently attending school.

Additional Information

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 1033
    View loans »
    Kenya Loans Fundraising
  • $43,108,375
    Funds lent in using Kiva
  • 80.8
    Kenya Shillings (KES) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $325 helped Hellen to purchase and insure a dairy cow.
99% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Oct 23, 2010
Currency Exchange Loss:
Oct 15, 2011