Check out some available loans that are similar to this one!
Ludy Elisa
Ludy R. is originally from the town of Santa Rosa del Peñón, where she works as an elementary school teacher at the Santa Cruz de la India school. She's worked there for a year and a half. This will be her first loan through Ceprodel and she will use the money to buy bricks and cement so that she can make improvements to her home.
View original language description ↓
La Sra. Ludy R. es originaria del municipio de Santa Rosa del Peñón, actualmente se desempeña como maestra de educación primaria en el colegio Santa Cruz de la India donde tiene año y medio de laborar. Es el primer crédito que solicita en Ceprodel para mejorar su vivienda. El crédito lo solicitó para la compra de ladrillos y cemento

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 79
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ludy Elisa building materials.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 25, 2010
Currency Exchange Loss:
Oct 8, 2011