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Idalia
Idalia A. J. is an active employee of the CERMA school as an Elementary School Teacher. She has worked as a teacher for 28 years and currently has a school-aged child living at home.

She has had six loans with CEPRODEL and each one has been for the purchase of construction materials for improvements to her home. The loans have been extraordinarily helpful to her since they have enabled her to improve her and her family's living conditions.
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La Sra. Idalia A. J. ella es Trabajadora activa del colegio CERMA desempeñándose como Maestra de Educación Primaria tiene veinte y ocho años de trabajar como docente, es casa actualmente tiene un hijo en edad escolar. Ha tenido seis créditos con CEPRODEL y cada uno lo ha realizado para la compra de materiales de construcción y mejorar su casa de habitación los cuales los créditos con ceprodel le han beneficiado en gran manera ya que de esa manera ella ha mejorado su condición de vida de ella y su familia.

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 171
    View loans »
    Nicaragua Loans Fundraising
  • $23,210,200
    Funds lent in using Kiva
  • 21.7
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Idalia to purchase sand, cement, quarry stone, iron and gravel.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 27, 2010
Listed
Oct 25, 2010
Currency Exchange Loss:
Covered
Ended:
Jan 2, 2012