The income from four cows is too low to support the family, and four cows are not enough to increase the number of cows. That’s why Shamil has applied to Norwegian Microcredit Saatli branch for a loan of $500 to buy one more purebred cow to make his monthly income higher. The price of a milk calf is $300, and the cost of breeding is $100. The other $100 he plans to save for unexpected expenditures.
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