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Maria Elena
Maria Elena is 24 years old, married, and has 2 children. One is a year old, the other 3 months old, and they are her top priority. She would like to buy 2 cows to fatten. She has land with grass for tending to animals, which is an extra help. She has dedicated herself to her farm for several years, and would like to expand. She would like to get to earning a good profit from her purchased animals, so that she has support in tough times.

This is the first loan she has received from FUDECOSUR, and she is very happy to have the opportunity they provide for her. In the future, she would like to provide a higher standard of living and more financial stability for her family. She would also like to continue growing both as a person and producer.
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Maria Elena tiene la edad de 24 años, es casada, y tiene 2 hijos de 1 y otro de 4 meses de edad que son su mayor prioridad. Ella quiere comprar 2 vacas para engordar. Cuenta con el terreno con pasto para el cuido de los animales por lo cuál invirtirá en la compra de animales para tener una ayuda extra. Tiene varios años que se dedica a su finca y quiere crecer. Desea llegar a obtener una buena ganancia de los animales comprados para tener una ayuda extra en momentos deficiles. Es el primer préstamo que ha recibido de FUDECOSUR y esta muy contenta con las facilidades que se le brindaron. Ella espera en un futuro brindarle a su familia una mejor calidad de vida y una mayor estabilidad económica, y de poder seguir creciendo como persona y como productora.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 43
    View loans »
    Costa Rica Loans Fundraising
  • $4,436,225
    Funds lent in using Kiva
  • 497.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Maria Elena to purchase livestock.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 25, 2010
Currency Exchange Loss:
Feb 16, 2012