Mujeres Emprendedoras Group
Geovanna is a young 24 year old woman. As president, she has the task of making sure the directors committee, group leaders, and members comply with the rules agreed upon at the beginning of the loan cycle. She has 5 loan cycles of experience as a Pro Mujer client. Geovanna was invited to join a Pro Mujer association by one of the groups of women. With respect to her work, she and her mother are vendors at the bazaar. Geovanna's first loan was for US$150. She is currently applying for a Bs.5,000 loan and plans to invest it in the purchase of her own merchandise to sell at the market.
The majority of the rest of the members works in small business.
La señora Geovanna es una mujer joven de 24 años de edad, como presidenta de su asociación tiene la tarea de controlar que la Mesa Directiva, Jefes de Grupo y socias de bases cumplan con los reglamentos acordados al inicio del ciclo de crédito. Ella tiene cinco años de experiencia como cliente de Pro Mujer, ingresó a una asociación gracias a la invitación de un grupo de señoras. Con respecto a su negocio, ella vende en el bazar que comparte con su madre. Su primer crédito fue de $us 150.-, actualmente ha solicitado Bs.5000.- y piensa invertirlo en la compra de su propia mercadería para el bazar.
Con respecto a los negocios que llevan adelante el resto de integrantes de la asociación la mayoría son de comercio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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