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Albert O. and his wife had worked in the construction business for many years when Albert decided he was ready to be self-employed and start his own construction company, OCI Construction, LLC. With a loan from ACCION Texas, Albert is going to pay for construction software, company registration fees, and an online database that will notify OCI Construction of potential projects. Albert would have a difficult time getting his company off the ground without this loan.

A constant challenge for Albert is that property management companies only want to contract construction companies with whom they have had past experience. Although Albert has completed a variety of construction projects, these have not been under the name of his construction company. Therefore, OCI Construction will have to start with small projects and build up slowly.

For the future, Albert hopes that OCI Construction will be contracted to do significant commercial jobs such as schools and hospitals. He foresees his company becoming a well-respected, customer-oriented, affordable construction business.

Feel free to visit his website at

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 32
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,700 helped Albert to pay for construction software, company registration fees, and online construction database.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 2, 2010
Oct 21, 2010
Currency Exchange Loss:
Nov 23, 2011