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Mirtha Emelania
Mirtha Emelania T. P. is 49 years old and lives in the canton of Chillanes in the Bolívar province with her common-law husband. She has three children.


Mirtha is a member of the El Placer de Ser Amigos communal bank, which is located 20 minutes from the parish of San José del Tambo. There are 15 members in total, the majority of which work growing cacao or have their own small businesses.


Mirtha works in agriculture, growing rice and corn on a piece of rented land. She makes the purchases and sales of her products in the province. She has still not sold her corn this year.


She is requesting the loan to buy liquids and to continue growing rice and corn. She would also like to buy and raise some chickens. With the help of the loan, she will be able to improve her crops and help her family. Her dream for the next five years is for her children to continue in school – one is already in 6th grade. She says that all is well with her crops and a relative recently had an operation, but it went well.


She works in farming everyday but she sometimes goes out on weekends.

View original language description ↓
Mirtha Emelania T. P. tiene 49 anos. Vive en unión libre en el cantón de Chillanes en la Provincia Bolívar. Tiene 3 hijos.

Mirtha es socia de la ventanilla rural El Placer de Ser Amigos, que está ubicada a 20 minutos de la parroquia San Jose del Tambo. Son 15 socios en total, que en la mayoridad se dedican al cultivo de cacao o tienen sus propios pequeños negocios.

Mirtha se dedica a la agricultura. Siembra arroz y maíz en un terreno arriendado. Hace las compras y las ventas de sus productos aquí en la provincia. Todavía no se ha vendido su maíz este ano.

Solicita el crédito para comprar los líquidos y seguir cultivando el arroz y maíz. También le gustaría comprar y criar unos pollos. Con el apoyo del préstamo, podría mejorar sus cultivos y ayudar a su familia. Su sueno para los próximo 5 anos es que sus hijo siga estudiando- ya esta en sexto grado. Dice que todo este bien con sus cultivos, pero un familiar recién tenía una operación pero se fue bien.

Trabaja en la agricultura todos los días, pero a veces sale los fines de semana.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,200
    Average annual income
  • 28
    View loans »
    Ecuador Loans Fundraising
  • $22,871,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Mirtha Emelania to buy liquids for farming and continue growing rice and corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Sep 21, 2010
Listed
Oct 27, 2010
Currency Exchange Loss:
N/A
Ended:
Oct 15, 2011