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Barham
Mr. Barham D. is a young, 24-year-old man who lives in the rural community of Bambilor. He is single and doesn’t have any children.

For over a year, Mr. D. has been involved in buying and selling agricultural products such as seeds, insecticides, etc. He benefited from the experience of his older brother, who is in the same business. He eventually opened a shop to make it on his own. This activity allows him to earn a living.

He has been a member of the Bambilor credit union since June 2010 but had not received any credit until now. He is requesting a loan of 200,000 francs to increase his stocks by purchasing merchandise (insecticides, fertilizers, seeds). The boost in his profits will enable him to better support himself, and especially to bolster his savings.
Monsieur Barham D. est un jeune homme de 24 ans qui habite dans la communauté rurale de Bambilor. Il est célibataire sans enfant. Monsieur D. s’active depuis plus d’un an dans l’achat et la vente de produits agricoles tels que les semences, les insecticides, etc. Il a acquit l’expérience de son grand frère qui fait la même activité. Par la suite il a ouvert une succursale pour pouvoir voler de ses propres ailes. Et a travers son activité il parvient à satisfaire ses propres besoins. Il est membre de la caisse de Bambilor depuis juin 2010 et n’a jamais bénéficié de crédit au sein de la dite institution. Il sollicite un prêt de 200 000 frs prévu pour l’achat de produits (insecticides, engrais, semences) qui vont servir à renforcer son stock. L’accroissement de ses bénéfices lui permettra de mieux se prendre en charge et surtout de renforcer son épargne.

Additional Information

About UIMCEC

This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Senegal

  • $2,300
    Average annual income
  • 89
    View loans »
    Senegal Loans Fundraising
  • $13,894,550
    Funds lent in using Kiva
  • 476.5
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD