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Tamemsu Group
In this Group: Jatu, Mayeali, Momodu, Fatu, Idrisa
In the photo are members of the “Tamemsu” group. They are small-scale businesspeople based in Masorie village, in northern Sierra Leone. They are seeking for a loan of SLL 700,000 for each. With this loan, they will be able to expand their businesses, make more profit and, consequently, improve their standard of living.

The leader of this group is Jatu S.. Jatu is age 30. She was born in Nahothi village. She is married to a farmer and the couple has four children who are attending both primary and secondary schools, respectively.

Jatu is a businesswoman and a farmer. She has been doing business for 15 years now. She wants this loan in order to invest in her business. She will buy rice, groundnuts, palm oil and “bennine” in larger quantities to sell.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 32
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,075.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Tamemsu Group's $875 loan helped a member to buy rice, groundnuts, palm oil and “bennine” in larger quantities to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 13, 2010
Oct 22, 2010
Currency Exchange Loss:
Oct 18, 2011