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Giramahoro Group
In this Group: Chantal, M Goreth, Julienne, Noella, Azza, Mwajuma, Lydia, Jacqueline*, Scholastique, Marie, Venantie, Emmanuel, Amina, Caritas, Scholastique*, Jeanine*, Justine, Adja, Leonie, Gloriose, Innocent, Celestin, Mariam, Sylvie, Ancile, Balese
* not pictured
Emmanuel N. is a 28-year-old shopkeeper who lives in the Kamenge district of Bujumbura. He used to be farmer, but has sold grocery items for the last 5 years. He completed the 6th year of primary school. He is married to Rukundo Marie, who is also in the business. They have two children aged 3 and 2.
Emmanuel is on his 3rd group loan cycle with Turame. He is requesting a Kiva loan to increase his capital buy purchasing large quantities of goods to sell to his customers, and thereby increase his savings. The capital he had before was insufficient for this business. He hopes to overcome poverty and to guarantee his children’s education with this loan through Turame.
Emmanuel is a member of the Giramahoro I Community Group.
Emmanuel N. est un commerçant âgé de 28 ans qui habite au Quartier Kamenge en Mairie de Bujumbura. Il fait le commerce des articles de boutique, un métier qu’il exerce depuis 5ans alors qu’il était cultivateur. Il a fréquenté l’école jusqu’en 6e année de l’école primaire. Il est marié à Rukundo Marie, elle-même commerçante. Ils ont 2 enfants âgés de 3ans et de 2ans. Il arrive au 3e cycle dans le crédit Communautaire avec Turame.

Il demande le crédit Kiva pour accroitre son capital en achetant de grandes quantités de produits de boutique à revendre aux clients et ainsi pouvoir accroitre ses économies. Il a préféré demander le crédit à Turame car le capital qu’il avait auparavant était très insuffisant pour faire ce business. Il a l’espoir de combattre la pauvreté et pouvoir assurer la scolarité de ses enfants avec le crédit de Turame.

Il est un des membres du groupe communautaire« Giramahoro I».

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Burundi

  • $400
    Average annual income
  • 12
    View loans »
    Burundi Loans Fundraising
  • $4,045,150
    Funds lent in using Kiva
  • 1,218.9
    Burundi Francs (BIF) = $1 USD

Success!! The loan was 100% repaid

A portion of Giramahoro Group's $3,800 loan helped a member increase capital by purchasing large quantities of retail items.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 14, 2010
Oct 20, 2010
Currency Exchange Loss:
Apr 15, 2011