Chhuon C. is a 45-year-old farmer who lives in province of Kompong Chhnang. Chhuon C. is married to Mr. Vanna, age 43, who works with her in the farming business. She and her husband grow rice on their own farmland that they inherited from their grandparents. From this business they can generate an income of around US$ 4 per day. This humble couple has two single children who are students. This rainy season, the family planted more vegetables and some fruit on their own farmland two months ago but their crops are not growing well due to the lack of fertilizer. Because of this condition, Chhuon C. needs a loan from Kiva in order to buy fertilizers to improve her vegetable and fruit yield.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.