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San S., 42, is married and resides with her husband and four children in Kampong Chnang Province, Cambodia: an area known for palm products. S. sells groceries, earning an income of about USD 2.5 per day. Her husband is a taxi driver, earning an income of about 3 per day. The family has to spend USD 44 on food, USD 8 on electricity and water supplies, and USD 15 on other necessary expenses every month.

S. is requesting a loan of USD 500 to purchase more groceries to stock the store. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

S.'s husband appears in the photograph because S. is not available.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 47
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped San to buy more groceries and goods to sell.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 16, 2010
Oct 21, 2010
Currency Exchange Loss:
Jun 17, 2011