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Liv Y., 54, is widowed and resides with her husband and two children in Kandal Province, Cambodia: an area known for fertile farmland for growing vegetables. Y. sells fish, earning an income of about USD 3.5 per day. The family has to spend USD 45 on food, USD 10 on electricity and water supplies and USD 10 on other necessary expenses every month. Y. is requesting a loan of USD 1,200 to purchase more fish to resell. In the future, she would like to use any additional profit to repair her house. This is her first loan from CREDIT, a long-standing Kiva partner in Cambodia.

Y. appears in the photograph at home.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 58
    View loans »
    Cambodia Loans Fundraising
  • $35,066,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Liv to buy more fish to resell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 21, 2010
Oct 21, 2010
Currency Exchange Loss:
Nov 21, 2011