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Collins L. began working with cars at a very young age with his father who was a mechanic. In fact, he required Collins to help him with car repairs as a means of discipline when his son got into any sort of trouble.

Collins says, “What started as a punishment turned into a profession.” Collins had repaired cars for over 30 years at several different corporations in New Orleans when, a year ago, he decided to pursue his dream of starting his own business, L. Automotives. His wife, Helen, had already started a daycare facility at the same time Collins started his car shop. They used their savings and investments to make their start-ups successful.

With only one employee, Collins is very busy. He juggles between answering the phones, helping walk-in customers, and repairing cars. The recent oil spill in New Orleans has not helped his situation because many of his customers were laid off so they stopped spending their money even on car tune-ups and repairs. One of Collins main services is changing oil and the oil prices have increased.

Collins plans to stock up on car parts with the loan: brake pads, tires, etc. Collins says, “I can’t spend as much money as I used to because it all goes back into the business. Even though being self-employed has its ups and downs, working for yourself is always worth it.”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 26
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $5,250 helped Collins car Parts: tires, brake pads, etc.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 19, 2010
Oct 20, 2010
Currency Exchange Loss:
Dec 15, 2012