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Jacquelin Elizabeth
Jaquelin is 38 years old and has a breakfast stall. She is a single mother with two children, ages 10 and 8, and lives in Orquídeas “Pascuales” de Guayaquil (an urban zone called Orquídeas, which means orchids, because there were many orchid flowers growing there when the area was discovered).

She started her business by selling empanadas and “muchines” (a traditional bite-sized food) on the streets of Orquídeas. Little by little, after saving some money, she came up with the idea of opening a stall, since her house was located near the Pascuales marketplace. She set up some tables and chairs outside her home and began selling breakfast and bite sized food.

Her customer base has increased little by little, because the people in the marketplace arrive very early without having had breakfast. She works daily from 5:00 AM to 11:00 AM.

She will use the money from this loan to buy tables and chairs and a commercial grade cooker so that she can prepare breakfast faster. In the future she would like to open a well-stocked eatery in the city center.
View original language description ↓
Jaquelin de 38 años, tiene un puesto de desayunos, es madre soltera con dos niños de 10 y 8 años. Vive en las Orquídeas “Pascuales” de Guayaquil (zona urbana, llamada las orquídeas porque en su descubrimiento habían muchas flores orquídeas).

Inicio su negocio vendiendo empanadas y muchines (son piqueos tradicionales) en las calles de Orquídeas, poco a poco y después de tener dinero tubo la idea de sacar provecho a que viviera por un sector comercial ya que por su casa queda el mercado de “pascuales”. Ubico unas mesas y unas sillas afuera de su casa y comenzo con las ventas de desayunos y piqueos. Poco a poco se le ha incrementado su clientela debido a que la gente del mercado llega muy temprano y sin desayunar. Trabaja desde las 05h00am hasta las 11h00am todos los dias.

Con el préstamo quiere comprar sillas, mesas y una cocina industrial para que la elaboración de los desayunos sea mas rápida. En el futuro quiere tener un local bien adecuado en el centro de la ciudad.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 70
    View loans »
    Ecuador Loans Fundraising
  • $24,619,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jacquelin Elizabeth tables and chairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 7, 2010
Oct 25, 2010
Currency Exchange Loss:
Nov 15, 2011