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Maria C. worked as a hair stylist for many years at Ofir’s Beauty Salon in Brownsville. When her boss decided to sell the place in 2007, Maria jumped at the opportunity to buy the business. It has been challenging to manage her own business during this recession but Maria views her ability to sustain the salon as a success. She is grateful for the enthusiastic support she has received in becoming a business owner from her husband, a truck driver, and their four children. Maria is constantly seeking ways to be innovative with her business and educate herself, and her employees, in new styling techniques. With the economy improving, Maria enjoys the increase in customers and referrals.

With this loan, Maria plans to move to a larger location and buy new furniture. Before approaching ACCION Texas-Louisiana, Maria tried to access credit through banks. But without an established credit history, she was turned down. Without this loan, Maria would be unable to expand her business. “I am so grateful to ACCION for the work that they do. I am very aware and thankful for the fact that ACCION decided to trust me when other organizations wouldn’t,” she says.

Her advice to small business owners is, “If you give it 100%, you will see that anything is possible.”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 32
    View loans »
    United States Loans Fundraising
  • $12,684,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $6,825 helped Maria relocate to another space and buy new furniture.
100% repaid
Repayment Term
33 months (Additional Information)
Repayment Schedule
Sep 30, 2010
Oct 20, 2010
Currency Exchange Loss:
Sep 15, 2012