Agamammad M. has been selling sheep and cattle for 10 years. This has helped him move on in his business. He's the father of three children who all need to be fed and provided with the necessary education. He sells sheep to the local butchers and vendors and, once a week, takes them to sell to the livestock bazaar. One of his main needs is the need to purchase more sheep in order to improve his business. For this reason Agamammad has applied for a loan of 1000 AZN to purchase 20 sheep. Previously, he took a loan from AqroInvest through KIVA and he has successfully finished it.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.