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Arturo
Arturo is 48 years old. He lives in Guasmo de Guayaquil, a place where the majority of the inhabitants are involved in business. He owns a woodworking shop and a car that he uses to make deliveries.

Out of necessity, 7 years ago he began using his car in the delivery business. This enabled him to support his three children. He began his workshop in the front part of his house. Little by little he gained a good reputation with his neighbors. Currently he works from 6:30am to 7:30am making deliveries and then from 1:30pm to 6pm he works in his shop. He makes doors and windows etc.

With the loan he would like to buy cement, blocks and paint in order for his business and home to be better positioned. En the future he would like to finish building his home and own a delivery business.
View original language description ↓
Arturo de 48 años, vive en el Guasmo de Guayaquil lugar caracterizada porque la mayoría de habitantes son comerciantes. Tiene un taller de ensamblaje y un carro que lo utiliza para expreso.

Hace 7 años el comenzó en su carro haciendo expresos pero como necesitaba mas ingresos para poder mantener a sus tres hijos. Comenzó con un talle de ensamblaje en la parte delantera de su casa. Poco a poco tubo una buena acogida con los vecinos de su barrio. En la actualidad trabaja desde las 06h30 hasta las 07h30 haciendo expreso y desde las 13h30 hasta las 18h00 con su taller de ensamblaje. Hace puertas, ventanas, etc.

Con el préstamo quiere comprar cemento, bloques y pintura para que su negocio y casa estén mejor ubicados. En el futuro quiere terminar de construir su vivienda y tener una compañía de expresos.






Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $23,469,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Arturo to buy cement, blocks and paint.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 29, 2010
Listed
Oct 22, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011