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Comfort V. sells palm kernel oil at Teterem near Elmina. Comfort has received senior high education. She is married and has three children. Her husband is a driver. Comfort has been selling palm kernel oil for some time now. She assists her husband in providing the basic needs of her family. Her loan will be used to buy palm nuts to process into oil to sell. She hopes to reinvest her profit back into her business.

In this picture, Comfort is demonstrating one of the steps in the palm kernel oil making process. She is pouring the milled palm fruit from a height to remove any dirt that might be stuck within the kernels.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $11,967,750
    Funds lent in using Kiva
  • 1.4
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Comfort to buy palmnuts to process into oil to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 29, 2010
Oct 29, 2010
Currency Exchange Loss:
Jun 3, 2011