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Zumrud
Zumrud D. is an entrepreneur who runs a business selling clothing for kids. She has been in this business for eight years. Zumrud has loyal customers who come to buy from her because they trust the quality of her inventory and enjoy her friendly and respectful service. She brings clothes, once in a week, from Baku which is 1.5 hours away from her home. This time Zumrud is requesting a loan of 1000 AZN to increase the assortment of her inventory. She would like to purchase additional clothing for the upcoming cold weather so that she can increase her sales.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $6,171
    Average annual income
  • 37
    View loans »
    Azerbaijan Loans Fundraising
  • $14,085,050
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Zumrud to purchase more winter clothes inventory, to increase profit.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 8, 2010
Listed
Oct 21, 2010
Currency Exchange Loss:
Covered
Ended:
Nov 15, 2011