Deogratius is a young lad of 25 years married to a farmer and together they have two children. He lives in Fort Portal, Uganda in a family of four people in a rented house. He operates a motorcycle transport business and has been in it for three years now. He is currently riding someone else’s motorcycle but he is finally buying his own. The purpose of the loan facility is to enable Deogratius to make the final payment on the purchase of his motorcycle for his transport business.