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C1166 Intambwe Group
In this Group: Theresphore, Diogene, Odette, Alivera, Venantie, Oliva, Anathalie, Eugene, Theododetta, Xavera , Jc*
* not pictured
Theresphore was born in 1981. He is married with two children. One of the children is 5 years and other one is 7 years old. Theresphore is a farmer as is his wife. They both work hard to develop their family. Theresphore is the group leader of 11 people, all farmers. Theresphore is known for his agriculture business. He has four years of experience and he works every day except on Saturday. The hours of his daily activities are from 7 in the morning to 12 AM.

Theresphore and his group are requesting a Kiva loan via Vision Finance Company in order to expand their daily activities through buying fertilizer and seeds. With this loan, these farmers will be able to earn more profits from their agriculture. With the profits expected, they will be able to sort out their family problems.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,000
    Average annual income
  • 100
    View loans »
    Rwanda Loans Fundraising
  • $13,468,725
    Funds lent in using Kiva
  • 588.0
    Rwanda Francs (RWF) = $1 USD