Mrs. El M., a 37-year-old married mother, lives with her husband and children in a small house located in the city of Phnom Penh. Mrs. El M. was not available the day of the photo, so her husband is in the photo instead. Mrs. El M. has rented a market store where she sells chicken to earn a living. She and her husband usually go to buy chicken in bulk at the cheapest price possible from rural people whose houses are full of poultry they raise for meat. Recently, Mrs. El M. ran out of chicken to sell, and she thinks that it is the best time for earning extra profit in order to support her family. Therefore, Mrs. El M. would like a Kiva loan in order to buy additional chicken to expand her business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.