John is a farmer from Murang'a town in central Kenya where he has been farming for 30 years. His mixed farm produces coffee, milk and horticultural products that he sells to the local market. He mainly depends on the income from his farming activities to cater for the needs of his family. John is 57 years old. He is married with eight children who are all adults. One of his children is currently attending school.
He has requested this loan of 38,000 KES through Juhudi Kilimo for rabbit keeping. He hopes that this project will increase the income for his family and assist in paying school fees for his son. His biggest challenge has been drought and lack of a reliable market for rabbit meat. He hopes that in future he will be able to expand his agri-business to even practice poultry farming.
He comments that the future is bright with financial support from Juhudi Kilimo.
To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.