S. Shahnosa is young businesswoman who is married and has one child. She runs her own food shop in the center of a large market in Ovchikalacha, in the district of Khujand. Her husband is her business partner and he is responsible for supplying food products to her shop every day. He buys products from local confectioneries and meat workshops, and gets other products such as candies and drinks from Panjshanbe market in Khujand. S.'s shop is located in a busy neighbourhood and she sees a lot of customers each day. She is requesting a loan so that she can afford to buy more products for her store.