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Ma. Delsa
Ma. Delsa M. is a 55-year-old married woman who supports her family by operating three business ventures: a restaurant, a general store and buying and selling charcoal. She lives in Prk. Centro 1, Brgy. Sta. Lourdes, Puerto Princesa, Palawan.

Since she joined NWTF-Project Dungganon, Delsa has improved her living conditions with the help of her loans and through her own efforts. By working hard in her businesses, she is gradually making her family more economically stable. She now earns an average monthly income of 10,000 Philippines pesos (PHP).

Ma. Delsa is now borrowing PHP 22,000 so that she can purchase more stock to sell. This will be her 19th loan from NWTF-Project Dungganon. Her previous loan of PHP 22,000, which she paid off well within its term, was just another step in her journey toward economic freedom. Ma. Delsa aspires to elevate her family's living conditions and ensure their future well-being by following the Dungganon (a Hiligaynon word that means honorable) way.

About NWTF:
In a world full of challenges, Negros Women for Tomorrow Foundation (NWTF) is making a difference in the lives of thousands of women through Project Dungganon. Through the alleviation program, NWTF is empowering these women to progress from earning less than $1 a day to achieving realities that surpass even their dreams. They have taken a life path that will ultimately make them Dungganon - a title of esteem that is bestowed to a member of a community who has earned respect through a lifetime of hard and honest work.

Help NWTF continue its mission to help the poorest in the Philippines by by visiting the NWTF lending team on Kiva to join our team.

Additional Information

More information about this loan

On Friday November 8, 2013, Super Typhoon Haiyan made its way through Southeast Asia, causing substantial damage to homes and businesses in areas of the Philippines. Given the state of devastation following this storm, borrowers living and working in these areas may have difficulty making repayments on their loans, thus making their Kiva loans higher risk. More information >>

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to women in low-income urban and rural communities.

About Philippines

  • $1175
    Average annual income
  • 255
    View loans »
    Philippines Loans Fundraising
  • $53,061,525
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ma. Delsa additional working capital.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 10, 2010
Listed
Oct 19, 2010
Currency Exchange Loss:
Possible
Ended:
Jan 15, 2011