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Señor Ruben lives in rented housing in the Tembladerani zone of the city of La Paz. He is married and has two children, ages 4 and 2. The business which he carries out is the manufacture of “neceseres” (small purses for keeping cosmetics), purses, satchels, cell phone carriers, etc., which he sells from a stand that he has in his home.

The loan he is applying for is for the purchase of better quality fabric which will allow him to maintain a stable business, since he has a number of orders. This is the first time he has applied for a loan from Impro through Kiva. Because the business is expanding Ruben can meet the terms of a loan.

View original language description ↓
El señor Ruben vive en alquiler en la zona de Tembladerani de la ciudad de La Paz, está casado y tiene dos niños de 4 y 2 años de edad; la actividad que realiza es la confección de neceseres (pequeñas carteras para guardar cosméticos), carteras, bolsones, porta celulares, etc. los cuales los comercializa en un puesto de venta que tiene en su mismo domicilio.

El crédito que solicita es para comprar tela de mejor calidad y poder mantener el negocio estable ya que tiene varios pedidos.

Esta es la primera vez que solicita un crédito de Impro, a través de Kiva. Por la actividad que desarrolla, Ruben puede acceder a un crédito.

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Bolivia

  • $5,500
    Average annual income
  • 158
    View loans »
    Bolivia Loans Fundraising
  • $32,260,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Ruben purchase of better quality fabrics in order to continue with his business of making purses, satchels, cell phone carriers, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 15, 2010
Oct 21, 2010
Currency Exchange Loss:
Nov 15, 2011