Mariela Colombia A. G. is 31 years old. She is married and lives with her husband and one of her sons. They live in the Ventanas region of the Los Ríos province. They have two children.
Mariela is a member of the rural district La Esperanza which is located 25 kilometers from Ventanas. It is a community where most people are involved in business. This group meets every month in the San Vicente sector.
Mariela works selling clothing, shoes and perfumes. She makes her purchases in Guayaquil and sells the goods out of her home.
She is soliciting a loan in order to buy merchandise to expand her business. The loan will also give her the financial boost to supply her basic necessities. Her dream is to own a small store in Salinas and have her own home.
Mariela Colombia A. G. tiene 31 anos. Es casada vive con el compañero y un hijo, vive en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 2 hijo.
Mariela es una socia de la ventanilla rural La Esperanza, que está ubicada a 25 kilometres del Cantón de Ventanas. Es una comunidad que se dedica al comercio en mayoría este grupo se reúne cada mes en el sector del barrio San Vicente.
Mariela trabaja en el comercio de venta de ropa, zapatos y perfumes, realiza las comprar en Guayaquil en las vende en un local de su casa.
Solicita el crédito para la compra de mercadería para ampliar su negocio. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueno es ponerse un local, tener casa propia y poner un local en Salinas.
Le gusta bailar.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!