Geoconda Elizabeth C. S. is 20 years old. She lives in a common law relationship with her partner and has one child. She lives in the canton of Ventanas in Los Ríos Province. Her child, Odalys, is three years old.
Geoconda is a member of the La Esperanza (Hope) rural bank, located 25 miles from Ventanas Canton. This is a community primarily devoted to commerce. The group meets each month in the neighborhood of San Vicente.
Geoconda works in the business of selling clothing, sheets and towels ordered by her customers. She purchases them in Guayaquil and sells them at her home.
She is applying for the loan to purchase merchandise in order to enlarge her business. The loan would help her acquire her necessities by supporting her financially. Her dreams are to have a shop and buy a house.
In her spare time she likes to play indoor soccer and volleyball.
Geoconda Elizabeth C. S. tiene 20 anos. En Unión Libre vive con el compañero y un hijo, vive en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 1 hijo, Odalys, de 3 años.
Geoconda es una socia de la ventanilla rural La Esperanza, que está ubicada a 25 kilometres del Cantón de Ventanas. Es una comunidad que se dedica al comercio en mayoría este grupo se reúne cada mes en el sector del barrio San Vicente.
Geoconda trabaja en el comercio de venta de ropa, sabanas toallas por pedidos, realiza las comprar en Guayaquil en las vende en un local de su casa.
Solicita el crédito para la compra de mercadería para ampliar su negocio. Con el apoyo del crédito le ayudaría económicamente para suplir sus necesidades. Su sueno es ponerse un local y comprar una casa.
En su tiempo libre le gusta jugar el indor fútbol y el volley.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!