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Patricia Lorena
Patricia Lorena B. García, 27, lives in a common law marriage in Ventanas canton, Los Ríos province. She has four children who are 10, 8, 4 and 2 years of age.

Patricia is a member of the “Nueva Esperanza” (New Hope) communal bank which is located 25 kilometers from Ventanas canton. It is a community dedicated to short cycle crops (corn, rice, soya, broad beans and cacao). It has 14 members.

Patricia is a farmer. She has grown rice, corn and broad beans for the last five years. She makes her purchases and sales in Ventanas.

She is asking for funds to plant corn and rice. Her dream is to own her own land and to have a store. Her challenge is pest infestations that destroy her crops.

She doesn’t have much free time but when she does she uses it to do her domestic chores.
View original language description ↓
Patricia Lorena B. G. tiene 27 anos. Vive en unión libre en el cantón de Ventanas en la Provincia de Los Ríos. Tiene 4 hijos de 10, 8 , 4, y 2 anos.

Patricia es socia de la ventanilla rural Nueva Esperanza, que está ubicada a 25 kilometres del Cantón de Ventanas. Es una comunidad que se dedica a labores de ciclo corto (siembra de maíz, arroz, soya, fréjol, y cacao. Son 14 socios en total.

Patricia se dedica a la agricultura. Siembra arroz, maíz, y fréjol desde hace 5 anos. Hace las compras y las ventas de sus productos en Ventanas. Solicita el credito para la siembra de maíz y arroz. Su sueno es tener un terreno propio y tener un negocio de tiendas. Se desafia por las plagas que comen a sus cultivos.
No tiene mucho tiempo libre y se dedica a los quehaceres domesticos cuando tiene tiempo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 80
    View loans »
    Ecuador Loans Fundraising
  • $25,065,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Patricia Lorena to plant corn and rice.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Sep 16, 2010
Oct 20, 2010
Currency Exchange Loss:
Jan 15, 2011