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Mrs. Him N. , ages 49, is a mother of six children and lives in Kampong Cham province, Cambodia. She and her husband are brokers, buying and reselling yams to wholesalers and earning together on average around $7 each day. One of her children is a construction worker; another one is a mechanic and the rest are enrolled in school. Mrs. Him N. hopes to use this loan to invest in her business which is slightly increasing day by day.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 37
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • 3,984.7
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Him to invest in her business by purchasing more yams.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 29, 2007
Nov 15, 2007
Currency Exchange Loss:
Jun 23, 2009