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Gulmira's Group
In this Group: Gulmira , Sharipa , Mamaturaim , Aitilla , Altynai
Gulmira C. is the leader of the group. She is 32 and married. Her family has five children. All the children except youngest one are school pupils. Gulmira’s husband supports the family by selling cattle. Four years ago, he was a teacher. He began selling farm animals. Now he has two cows. The loan purpose is to purchase cattle. In the future Gulmira is planning to increase the total number of cattle.

Sharipa N., 36, is married. Her spouse is a private taxi-driver. The couple has four children who are all school pupils. Sharipa runs her own business sewing national wares (national pillows, blankets and so on). She has been doing this for 15 years. After finishing school, she started to take small orders at home. Out of the profits, she bought a car and cattle. The loan purpose is to purchase goats. Sharipa, together with her family, is planning to make major house repairs and obtain an automobile.

Mamaturaim I., 52, is married. His wife earns money by working as a seamstress. The couple has five children. The eldest son works in Bishkek, the daughter is a student, one is working in Russia, and the youngest daughter is a schoolgirl. The whole family is engaged in cattle breeding. Eight years ago, Mamaturaim made his bread by selling automobile spare parts. With the profit, he has been buying livestock animals. By now, his earnings make it possible to pay for his daughter’s studies. The loan purpose is to purchase two calves. This father aims to put his children on their own feet.

Aitilla K., 50, is married. Her family has four children. Her daughter is married and lives in Bishkek. Her elder son lives in Kara-Balta, another one is a herder and the youngest son is a private builder. The family runs a business breeding cattle. Due to years of working hard, they have managed to increase the cattle stock and purchase a house. The loan purpose is to obtain livestock animals. Aitilla is planning to build a house and to arrange her son’s wedding.

Altynai A., 31, is married. Her family has three children. The oldest children are school pupils. Altynai’s husband's profession is carpentry and he breeds cattle. In six years, they have managed to increase the total number of animals. Now they keep 4 cows and 2 calves. The loan purpose is to purchase cattle. The family intends to build a new house and to increase cattle stock.

--- Where Did This Loan Come From? ---

This loan is brought to you by Mol Bulak Finance (MBF), a young, ambitious and socially-focused Microfinance Institution in Kyrgyzstan.
MBF is strongly committed to the principles of sustainable development and upholds the triple bottom line – People (building human capital and taking care of its customers as well as society), Planet (keeping environmentally friendly) and Profit (earning revenue to expand autonomously). MBF is the only Microfinance Institute in Kyrgyzstan that delivers its services to customers 365 days a year. To learn more about MBF and view a Video presentation about the organization, please visit:
If you would like to support and learn more about Kyrgyzstan and microfinance in Central Asia, please join our Lending Team - Supporters of Kyrgyzstan – Mol Bulak Finance at Members will get special updates and news from Kiva Fellows in Kyrgyzstan and from the MBF staff.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 73
    View loans »
    Kyrgyzstan Loans Fundraising
  • $10,938,275
    Funds lent in using Kiva
  • 46.4
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A portion of Gulmira's Group's $1,850 loan helped a member to purchase cattle.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 4, 2010
Oct 18, 2010
Currency Exchange Loss:
Sep 15, 2011