Mrs. Ngvon S. is a 35-year-old farmer who lives in Phnom Penh. She has a life partner in her husband who works as a leader in the construction field. The couple helps each other to earn money to feed their three children who are attending school. Mrs. Ngvon S. is concerned because her husband is lacking money to purchase more construction equipment for his work. She has not yet saved enough money to support him in his business. To overcome this problem, Mrs. Ngvon S. has decided to request a loan from Kiva to buy tools for her husband to improve his construction business.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.