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Keo C., 56, is married and resides with her husband and two children in Takeo Province, Cambodia, an area known for pre-angkorean Temples. C. produces traditional hummocks to sell, earning an income of USD 2 per day. Her husband is a construction worker, earning an income of about USD 2 per day. Two of her children are employed, earning an income of about USD 3 each per day to help cover the family expenses. The family has to spend USD 35 on food, USD 3 on electricity supply, and USD 25 on other necessary expenses every month.

C. is now requesting her first loan from CREDIT, a long-standing Kiva partner in Cambodia, for USD 1200 to open a beauty salon. In the future, she would like to use any additional profits to repair her house.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 46
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Keo to open a beauty salon.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 23, 2010
Oct 18, 2010
Currency Exchange Loss:
Sep 19, 2011