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Josesito De Cumbe (Cuenca) Group
In this Group: Zoila Rosa , María Isabel, Lourdes Mariela, Sandra Verónica, Rosa Francisca, Zoila María, María Sarbelia*, Nelba Yolanda, Yenny Mariana , Dolores Azunción, Teresa De Jesús, Rosa Elvira, Blanca Elsa *, María Dolores , Diana Alisandra, Blanca Leonor*, Cecilia Del Carmen, Ana Cesilia
* not pictured
The Josesito de Cumbe communal bank is made up of 18 women of different ages. They are hardworking fighters whose only purpose is to work and sacrifice every day to try and imporve their familys' financial stability. They live in different areas of the Cumbe parish, where there are large pastures of cattle farms and romantic old haciendas. The parish center of Cumbe is organized around the central plaza and is characterized by the conservation of its traditional architecture. This can be seen in the two story houses. The people work in farming and cattle.

Mrs. Rosa L. lives in the San José community in the Cumbe parish. She is on her third loan from the communal bank and she has a very good friendship with all of the members. She raises cattle and she sells the milk that she obtains from them to the milk trucks. She also is a farmer. She plants vegetables for her home consumption.

Rosa is 70 years old. She has been a widow for 25 years. She has 7 grown children who are married and live independently. With her work she has been able to build her own house. She will invest her loan in buying feed for her cattle and also fertilizer for her pastures. Her dream is to maintain her health.

Mrs. Nelba C. lives in 3 de Noviembre community in the Cumbe parish. Our member is 20 years old and a single mother of 2 children, aged 1 and 1 years old. She doesn't own her own home, so she rents. Nelba raises chickens, guinea pigs and cattle, which she sells when she needs the money. She sells the milk she gets from the cattle to the milk trucks. This is the first loan she has taken out from the communal bank. She was invited by a friend who is an active member of the communal bank. This loan will be invested in buying chicken and feed. Her goal is to own her own home.
View original language description ↓
El banco comunal Josesito de Cumbe se encuentra formado por un grupo de 18 mujeres de varias edades, trabajadoras, luchadoras y con un solo propósito que con el trabajo y sacrificio diario que tratan de mejorar la estabilidad económica de sus familias. Viven por diferentes lugares de la parroquia de Cumbe, donde hay grandes pastos de fincas ganaderas y románticas haciendas viejas. El centro parroquial de Cumbe está organizado en torno a la plaza central y se caracteriza por conservar parte de su arquitectura tradicional, la cual se ve reflejada en las casas de dos plantas, su gente se dedica agricultura y ganadería.

La Señora Rosa L. vive en la comunidad de San José en la parroquia de Cumbe, se encuentra en su tercer crédito que realiza en la banca comunal y tiene una muy buena amistad con todas las socias. Se dedica a la cría de ganado, la leche que obtiene de ellas la vende a los carros lecheros. También se dedica a la agricultura, siembra hortalizas que es para el consumo de su hogar.
Doña Rosa tiene 70 años, es viuda hace 25 años, tiene 7 hijos mayores de edad, casados que viven independientes. Con su trabajo ha logrado construir su casa propia. Su crédito lo va a invertir en la compra de alimento para su ganado y también en abono para sus potreros. Su sueño es conservar su salud.

La Señora Nelba C. vive en la comunidad de 3 de Noviembre en la parroquia Cumbe. Nuestra socia tiene 20 años, es madre soltera, tiene 2 hijos de 4 y 1 año de edad, no tiene casa propia por lo que vive arrendando.
Doña Nelba se dedica a la cría de pollos, cuyes y ganado, a los cuales los vende cuando tiene alguna necesidad económica, la leche que obtiene de su ganado la vende a los carros lecheros. Este es el primer crédito que realiza en la banca comunal fue invitada por una amiga quien es socia activa del banco comunal, este crédito lo va a invertir en la compra de pollos y en su alimento. su meta es tener su casa propia.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,831,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Josesito De Cumbe (Cuenca) Group's $4,250 loan helped a member to buy chickens, animal feed and fertilizer.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Oct 8, 2010
Listed
Nov 2, 2010
Currency Exchange Loss:
N/A
Ended:
Apr 15, 2011