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Zivar M. started her own business eight years ago because her husband’s salary was not enough to cover their family expenses. She sells confectionery like candies, cookies and pastries in the local market. The income she generates allows Zivar to support her family.

Zivar dreams of enlarging her store and purchasing more merchandise to satisfy her customers' demand. Today she is requesting 1000 AZN. She is going to spend the loan on purchasing confectionery to enlarge the range of goods she sells. She is planning to spend the income for the well-being of her family.

Additional Information

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Zivar purchasing confectionery to enlarge the range of goods she sells.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 8, 2010
Oct 18, 2010
Currency Exchange Loss:
Nov 15, 2011