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Jose Carlos
Jose Carlos is a family man. He is 32 years old and he lives together with his wife and their two young children in the Carlos Stein sector. It is a suburban region in of the Jose Leonardo Ortiz district, one of the most populous districts in the region and it is also one of the poorest regions.

For the past five years he has been providing transportation services to both passengers and cargo using a motorcycle rickshaw (it is a motorized vehicle that is made of a transformed motorcycle with an attached cabin). He provides service in the region and thanks to this business he is able to cover his family's expenses. Additionally he also works as a construction worker.

Jose Carlos has been saving money to purchase another motorcycle taxi. He's thinking of renting out this second unit to have an additional source of income. In order to complete the funds he needs he has approached Edpyme Alternativa (Kiva Field Partner) for a loan of 1500 nuevos soles.

Jose Carlos has been involved with Edpyme Alternativa in the past and he has been a good and responsible client. His greatest dream is to have a home of his own where he could live together with his wife and their son. Currently they live with his mother-in-law.
View original language description ↓
José Carlos es un padre de familia de 32 años de edad que reside junto a su esposa y a sus dos hijos menores de edad en el sector Carlos Stein, una zona urbano marginal del distrito de José Leonardo Ortiz, uno de los distritos más poblados de la región y a la vez uno de los que tienen mayores indices de pobreza.

Se dedida desde hace cinco años a brindar servicio de transporte de carga y pasajeros en una mototaxi (vehículo motorizado que está conformado por una motocicleta que lleva anexada una cabina), el brinda su servicio en la zona y gracias a el se encarga de sustentar los gastos de su familia. Paralelamente trabaja también como maestro albañil.

José Carlos ha venido ahorrando dinero para adquirir una mototaxi más, la cual piensa alquilar para agenciarse de ingresos adicionales. Para completar la cantidad de dinero que necesita ha creído conveniente solicitar a Edpyme Alternativa un crédito de 1500 nuevos soles.

José Carlos ya ha trabajado anteriormente con Edpyme Alternativa y ha demostrado ser un cliente puntual y responsable. Su mayor anhelo es poder adquirir una casa para vivir junto a su esposa e hijo ya que actualmente vive en la casa de su suegra.

About Peru

  • $6,715
    Average annual income
  • 61
    View loans »
    Peru Loans Fundraising
  • $54,541,275
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Jose Carlos to purchase a new motorcycle rickshaw.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Sep 15, 2010
Listed
Oct 20, 2010
Currency Exchange Loss:
Possible
Ended:
Jun 15, 2011