One of the members is Jeissel B. Carballo, 29, who for the last three years has worked selling Avon products. She has been recognized for her catalog sales. She wants to improve her business with the loan and fill her orders. Auxiliadora Mejía has had a small store for ten years where she sells bread, soft drinks, and ice cream. She distributes basic grains, meat, and notebooks, among other products.
Una de las integrantes es Jeissel B. Carballo de 29 años trabaja desde hace tres años en el comercio de productos Avon marca reconocida por su ventas vía catalogo, ella con el crédito desea mejorar su negocio y cumplir con sus encargos. Mientras Auxiliadora Mejía hace diez años inicio una pequeña venta en la que en comienzo vendiendo pan, gaseosa y helado actualmente es una pulpería donde distribuye de todo un poco desde granos básicos, carne y cuadernos entre otros productos.
About ADIMLocated in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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