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Ludmila is married with two daughters, who are 11 and 13 years old. She is a market vendor who owns two vending locations in two different markets of Ivano-Frankivsk: Central marketplace and Novgorodskyi market. Ludmila runs a teenage clothing sales business. She launched her venture eight years ago through lending assistance for start-ups. Currently, her monthly income amounts to 8,000 Grivnyas.

Ludmila is requesting a loan of 7,500 Grivnyas to purchase 100 sweaters, 50 body shirts, 50 pants and 50 jackets to re-stock her merchandise. Her business is the main source of income for the family. Ludmila is planning to continue expanding her trade and to open a new vending location in the future. Profits generated will be used to finish construction of her private house which is still in process.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 7.9
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Ludmila to purchase 100 sweaters, 50 body shirts, 50 pants and 50 jackets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 9, 2010
Oct 18, 2010
Currency Exchange Loss:
Mar 24, 2011